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Good Credit. A 747 credit score is right on the border between “good” and “excellent” credit. In fact, the traditional school of thought is that good credit goes from a score of 660 to 719, while excellent credit spans from 720 to 850. But it doesn’t quite work out that way in practice.

36% Individuals with a 747 FICO ® Score have credit portfolios that include auto loan and 33% have a mortgage loan. Shield you credit score from fraud. People with Very Good credit scores can be attractive targets for identity thieves, eager to hijack your hard-won credit history.

Apply for a better credit card. Usually, credit card issuers reserve their best products for folks with excellent credit. With a score of 740, you'll likely qualify for most of them. Sign-up bonuses, high rewards rates and lots of fringe perks might be coming your way.

First, to put the 747 credit score (FICO) in perspective, credit scores range from 300-850. The higher the number, the better the credit score is. A 747 credit score is not great, but it is good. 747 is a good credit score. Someone with a credit score of 747 will probably be able to get a loan with good interest rates and favorable terms.

Short Answer. A credit score 747 is considered a good score. If you have a score in this range, you are very likely to be approved for credit cards and loans. You’ll also receive interest rates and credit terms that are better than average, saving you money over the course of your loan.

Is 747 A Good Credit Score If irregular payments become a habit, your credit score will continue to decline. If there are errors or discrepancies on your credit report, you may find difficult to find a job, rent a house or an apartment, or even receive a home loan.

A credit score of 747 is known as a fair to a good score, so if you are planning to apply for a credit card with this credit score, then you wouldn't be having problems at all. While 747 is a good score, this does not mean that it's a great one.

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